CRED: UPI & Credit Cards 4.1.7.9

CRED: The Ultimate Credit Card App

CRED is a powerful credit card app that streamlines all your payment needs. With this app, you can effortlessly scan and pay at stores or send payments via UPI. In addition to making utility bill payments, credit card bill payments, and monthly rent transactions, CRED offers a range of remarkable features.

Key Features:

• Convenient UPI Payments: Seamlessly scan and pay at any store, regardless of the app they are using.
• Bills Management: Easily calculate, check, and settle all your bills, including electricity bills, utility bills, credit card bills, DTH bills, mobile recharges, and rent payments. Set bill payment reminders to stay on top of your financial obligations.
• Credit Score Monitoring: Check your credit score within a few clicks on the app. Keep track of your credit report and make improvements as needed.
• Credit Card Management: Access all your credit card information in one place without the need for multiple credit card apps.
• Hidden Charges Detection: Automatically identify hidden charges and receive alerts for duplicate transactions.
• Spending Analysis: Gain insights into your credit card usage patterns with an easy-to-read spending analysis chart.
• Online Shopping Benefits: Enjoy exclusive offers, discounts, and cashback rewards on popular online shopping platforms like Myntra and Swiggy.
• Reward Programs: Unlock exciting credit card offers and win rewards with CRED Coins.

Why Choose the CRED Online Payment App?

• Effortlessly pay bills for multiple credit cards.
• Conveniently scan and pay at various merchants using CRED UPI, earning rewards and cashback along the way.
• Check your bank balance and track your credit score (CIBIL score) with ease.
• Refer the CRED app to friends and earn cashback rewards.
• Create and manage multiple accounts with instant payment options.
• Track your spending habits with interactive charts.
• Manage utility bill repayments, credit card bills, house rent, education fees, electricity bills, mobile recharges, and loan EMIs all in one place.
• Access exciting offers and discounts on popular brands such as Myntra, Swiggy, and Cult Live.

Bills You Can Pay Using the CRED Bill Payment App:

• Rent: Easily pay for your house rent, maintenance costs, office rental fees, security deposit, brokerage, and more.
• Education: Settle college fees, school fees, tuition fees, and other educational expenses effortlessly.
• Telecom Bills: Conveniently recharge your mobile phone, pay for postpaid services, DTH subscriptions, broadband bills, landline bills, and cable TV bills.
• Utility Bills: Pay your electricity bills, LPG cylinder charges, piped gas bills, water bills, municipal taxes, and more.
• Other Bills: Easily recharge your Fastag account, pay insurance premiums, repay loans, and settle any other pending bills.

Credit Score Defined:

• CRED allows you to check your credit score regardless of whether you have an SBI, IDFC, ICICI, or HDFC credit card.
• Each credit score is based on a different scale.
• A good credit score is considered to be 700+ on CRIF and Experian.
• A higher credit score reflects responsible financial behavior.

How to Check and Monitor Your Credit Score Using CRED:

• Signup for CRED using your full name and mobile number to get your first credit score result.
• Refresh your credit score every month to ensure accurate monitoring.

Credit Scores Shown on CRED:

CRED displays credit scores from four major credit bureaus in India — Experian, Equifax, CRIF, and CIBIL. This allows you to easily track multiple credit scores.

Credit Cards Supported on CRED:

CRED supports a wide range of credit cards, including SBI, HDFC, Axis, Kotak, Standard Chartered, Yes Bank, HSBC, IndusInd, RBL, Bank of Baroda, Kotak Mahindra, Bank of India, and various VISA, MasterCard, American Express, and Discover cards.

Partner Lenders on CRED:

Some of the lending partners associated with CRED include IDFC First Bank Limited, Crédit Saison - Kisetsu Saison Finance (India) Private Limited, Liquiloans - NDX P2P Private Limited, Vivriti Capital Pvt Ltd, DBS Bank India Limited, Parfait Finance & Investments Pvt. Ltd.

Contact Us:

Do you have any questions or concerns? Don't hesitate to reach out to us at [email protected].

Experience the convenience of UPI payments, bill settlement, credit score improvement, and reward earnings with CRED. Download the app now.